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Learn the Basics of Medicare

Do you need to enroll in Medicare? Are you looking to change plans? Here’s what you need to know to start your Medicare journey.

When can I enroll in Original Medicare or apply for more coverage?

You can enroll in Original Medicare starting three months before you turn 65, unless you qualify earlier. After you’re enrolled, you can look into adding to your coverage with a Medicare Advantage (Part C) plan, a Medicare prescription drug (Part D) plan, or a Medicare Supplement (Medigap) plan.

How do I know if I should change plans?

Health care and budget needs change over time. If your current plan isn't meeting your needs, you can switch to a different plan or even a different type of Medicare coverage.1

Medicare Advantage and Medicare prescription drug plans send information to members every fall. This is called the Annual Notice of Changes (ANOC). The ANOC explains upcoming updates to the plan’s benefit coverage, costs, or service area for the next plan year. When looking at your current and future needs, the ANOC can help decide if you need a different plan.

1Note: If you choose to change Medigap plans, restrictions and/or underwriting for current health status may apply in states that allow it..

When can I change my Medicare plan or apply for additional coverage?

After you enroll in Original Medicare, you can also apply for a plan with additional coverage through private insurance companies like RMHP. Below are key enrollment periods for changing your coverage.


Enroll with RMHP

RMHP is here to help! Here’s how you can enroll in an RMHP Medicare Advantage or Dual Special Needs Plan.

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Choose a plan and enroll online.

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Call 888-251-1330 (TTY:711), and speak to a licensed agent.

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Find a meeting in your community.


Medicare Disclaimer

This page was last updated: 10/01/2021. Please call to confirm you have the most up to date information about our Medicare plans.


Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare. Other pharmacies, physicians, providers are available in our network. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult   Every year, Medicare evaluates plans based on a 5-star rating system.  If you need help finding a network provider, please call 800-346-4643  (TTY 711) or visit to access our online searchable directory. If you would like a provider directory mailed to you, you may call the number above, request one at the website link provided above, or email

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