fencing-along-a-Colorado-field fencing-along-a-Colorado-field

Understanding Qualifying Life Events

Understanding Qualifying Life Events

When life changes, it’s important to make sure you consider how that change affects your health insurance. Maybe you recently had a baby or were married. Did you recently lose coverage elsewhere? Find out when you can make changes to your plan.


What is a Qualifying Life Event?

There are two time frames during which you can enroll in an RMHP individual and family plan:

  1. The annual Open Enrollment Period. For 2021 coverage, the Open Enrollment Period is November 1, 2020 – January 15, 2021.
  2. A Special Enrollment Period (SEP). You may be eligible to apply for health insurance coverage if you experience a Qualifying Life Event (QLE). Examples of QLEs include getting married, having a child, or losing other coverage. There are specific timelines in which you need to apply after experiencing a QLE, so it’s important to keep these in mind. The below guidelines list QLEs, as well as the timelines to apply, effective dates of coverage, and required documentation.

In order for your application to be accepted, you must submit proof of your eligibility for a Special Enrollment Period. Applications will not be considered complete without proper documentation.

Download the SEP Guidelines

If you are enrolled or are enrolling in a plan through Connect for Health Colorado, additional QLEs may apply, and the effective dates of coverage may vary from those listed above. For more information on Connect for Health Colorado’s QLEs and effective dates, please contact their Customer Service at 855-752-6749 or visit connectforhealthco.com.

 

You Have Options to Enroll

The Open Enrollment Period for 2021 Individual & Family Plans is November 1, 2020 - January 15, 2021. Our plans are available directly through RMHP by contacting our dedicated Individual Sales team, or by getting in touch with your local broker. Plans are also available through Connect for Health Colorado, the state’s health insurance marketplace. You may be eligible for Federal financial assistance if you enroll through Connect for Health Colorado.

Enroll today

Let's Find You Great Health Insurance

Our plans offer the coverage, network, and health management resources you and your family need for your Colorado lifestyle. Get the personalized attention and quality care you deserve from your local health insurance option that has been serving our communities for over 40 years. 

Find your Plan