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About Individual & Family HSA Plans

About Individual & Family HSA Plans

What is an HSA?

RMHP also offers Individual & Family plans that allow Members to open a Health Savings Account (HSA). HSAs are only available when you are enrolled in a High Deductible Health Plan (HDHP). Individual & Family HSA options allow Members to contribute to a tax-advantaged Health Savings Account to pay for qualified medical expenses. Because HSAs are not subject to federal income taxes, Members can budget for their medical expenses confidently.


Why Choose a Colorado Health Savings Account?

The money in your HSA grows tax-free. You are not taxed on the money you take out as long as it's used for qualified medical expenses. Other advantages include:

  • reducing your yearly taxable income by contributing money into an Individual & Family HSA;
  • 100% tax deferred contributions (up to IRS maximums);
  • interest earned on the money in your account is tax free; and
  • use of your savings is tax free when used for medical expenses or retirement after age 65.

About Our HSA Plans

New for 2020: Monument ONE

RMHP is pleased to offer our new Monument ONE product for individuals & families in Mesa County. This single-tier plan allows you to get care from providers you know and trust, right here in your community. The network includes six primary care practices (more than 125 primary care providers) to serve as your medical home; two local hospitals (St. Mary’s Medical Center and Colorado Canyons Hospital & Medical Center); many local specialists who are either independently owned or affiliated with St. Mary’s Medical Center or Family Health West; and University Hospital, Children’s Hospital, and all SCL Health providers and facilities in Denver and surrounding counties. Emergency care is always covered as in-network.

Monument Health HMO: Now Offered in Delta County

Monument Health HMO plans are now available for individuals & families in Mesa and Delta counties. The tiered networks allow you to choose the provider and coverage that’s right for you, allowing access to the Monument Health Network (Tier 1), as well as other select providers across the Western Slope and in Denver and Colorado Springs (Tier 2). Emergency care is always in-network.

Download our 2020 Monument Health Brochure

View plan documents


Enroll with RMHP

The Open Enrollment Period for 2020 Individual & Family Plans is November 1, 2019 - January 15, 2020. Our plans are available directly through RMHP by contacting our dedicated Individual Sales team, or by getting in touch with your local broker. Plans are also available through Connect for Health Colorado, the state’s health insurance marketplace. You may be eligible for Federal financial assistance if you enroll through Connect for Health Colorado.

  • computer brick  Get a quote and enroll online with RMHP
  • mail brick  Email our Individual & Sales team for assistance
  • computer brick  Visit Connect for Health Colorado (you will be leaving this site)
  • phone brick  Call 800-453-2981, option 4 or your local broker
  • application brick  Download the Application

Let's Find You Great Health Insurance

Healthy employees build healthy businesses, and your employees receive the health protection they expect and deserve when you partner with RMHP. Whether you’re a small business or large employer, we have a group health insurance plan that will fit your employees’ needs.

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