HSA Plan Comparisons for Small Employer Groups

HSA Plan Comparisons for Small Employer Groups

RMHP’s HMO and PPO plans offer different HSA options. Read more about our small business plans that offer HSA options, or review our comparison grids below.

View Our 2020 Plans with HSA Options

Find the plan that’s right for your small business by expanding the information about our 2020 plans with HSA options.

RMHP is pleased to introduce Monument ONE for small businesses in Mesa County. RMHP and Monument Health are dedicated to providing Members with access to high-quality health care at lower costs. Monument Health’s high-performing clinically-integrated network offers Members local access to high-quality, coordinated health care with a vision of a healthier Western Colorado.

Monument ONE plans from RMHP offer one-tier network coverage, offering access to the Monument Health network.

  • Includes six local primary care practices (more than 125 primary care providers) to serve as your medical home; two local hospitals (St. Mary’s Medical Center and Colorado Canyons Hospital & Medical Center); many local specialists who are either independently owned or affiliated with St. Mary’s Medical Center or Family Health West; and University Hospital, Children’s Hospital, and all SCL Health providers and facilities in Denver and surrounding counties.
  • Emergency care is always covered as in-network.

Download the Monument ONE service are map

Download the Monument ONE highlights flyer

Monument Health PPO plans are available in Mesa County. These tiered benefit plans offer preferred access to the Monument Health Network along with access to our statewide and national network of providers and facilities. No referrals are needed.

Download the Monument Health PPO service area map

Download the Monument Health PPO highlights flyer

Peak Health Alliance is a non-profit purchasing cooperative whose mission is to provide more affordable, high-quality health care coverage by leveraging the power of an entire community to negotiate more competitive options for its members. RMHP is proud to be the official Peak Health carrier for small businesses in Summit County. Together, we’re committed to providing this coverage at lower costs.

There are two types of plans available: Peak Health HMO (single-tier coverage) and Peak Health Choice EPO (two-tier coverage). These plans are available only to small businesses in Summit County.

Download the Peak Health brochure

Download the Peak Health area service map

Rocky Mountain Canyon HMO regional health plans are available in Archuleta, Dolores, La Plata, Montezuma, and San Juan counties. These tiered benefit plans offer access to the Rocky Mountain Range and national network of providers and facilities. No referrals are needed.

Download the Rocky Mountain Canyon service area map

Download the 2020 Rocky Mountain Canyon highlights flyer

Download the 2019 Rocky Mountain Canyon highlights flyer

Rocky Mountain Range HMO regional health plans are available in Archuleta, Delta, Dolores, Grand, Gunnison, Hinsdale, Jackson, La Plata, Moffat, Montezuma, Montrose, Ouray, Rio Blanco, Routt, San Juan, and San Miguel counties. Members have access to a comprehensive network of West Slope Colorado physicians and facilities as well as access to physicians and facilities in Denver and Colorado Springs as well as our national network. No referrals are needed.

Download the Rocky Mountain Range service area map

Download the 2020 Rocky Mountain Range highlights flyer

Download the 2019 Rocky Mountain Range highlights flyer

Download the Rocky Mountain Range directory

Rocky Mountain Summit is our statewide HMO product line, offered to small employers in every county in Colorado. Rocky Mountain Summit offers access to our statewide and national network of providers and facilities. No referrals are needed.

Download the 2020 Rocky Mountain Summit highlights flyer

Download the 2019 Rocky Mountain Summit highlights flyer

Download the Rocky Mountain Summit directory

Explore More About Our Plans

To view coverage and deductible information for our HSA options, review our plan comparison grids below, or download our Small Employer Group brochure.

Download our Small Group brochure

Monument ONE HMO HSA Plans

 

Monument ONE HMO Bronze HSA Ded 6750 100

$6,750 Individual/$13,500 Family
0% coinsurance after deductible
0% coinsurance after deductible
$6,750 Individual/$13,000 Family
0% coinsurance after deductible
SBC
Benefit Summary
EOC

Monument ONE HMO Silver HSA Ded 5500 RX 90

$5,500 Individual/$11,000 Family
0% coinsurance after deductible
0% coinsurance after deductible
$6,200 Individual/$12,400 Family
10% coinsurance after deductible
SBC
Benefit Summary
EOC

Monument Health PPO HSA Plans

Monument Health PPO Bronze HSA 6300/6350

In-Network:
Tier 1: $6,300 Individual/$12,600 Family
Tier 2: $6,350 Individual/$12,700 Family

Out-of-Network:
$10,000/$20,000

In-Network: Tier 1/Tier 2:
PCP: 0% coinsurance after deductible
Specialist: 0% coinsurance after deductible
MH: 0% coinsurance after deductible

Out-of-Network:
50% coinsurance after deductible

In-Network: Tier 1/Tier 2: 
 0% coinsurance after deductible


Out-of-Network:
50% coinsurance after deductible

In-Network:
Tier 1/Tier 2: $6,750 Individual/$13,500 Family


Out-of-Network:
$15,000/$30,000

In-Network:
After Tier 1 Deductible: 
Tier 1: 10%
Tier 2: 10%
Tier 3: 10%
Tier 4: 10%


Out-of-Network: Not covered

SBC
Benefit Summary
EOC

Monument Health PPO Silver HSA 4500/6000

In-Network:
Tier 1: $4,500 Individual/$9,000 Family
Tier 2: $6,000 Individual/$12,000 Family

Out-of-Network:
$9,000/$18,000

In-Network: Tier 1/Tier 2:
PCP: 0% coinsurance after deductible
Specialist: 0% coinsurance after deductible
MH: 0% coinsurance after deductible


Out-of-Network:
50% coinsurance after deductible

In-Network: Tier 1/Tier 2:
0% coinsurance after deductible


Out-of-Network:
50% coinsurance after deductible

In-Network:
Tier 1/Tier 2: $6,500 Individual/$13,000 Family


Out-of-Network:
$12,000/$24,000

In-Network:
After Tier 1 Deductible: 
Tier 1: 10%
Tier 2: 10%
Tier 3: 10%
Tier 4: 10%

Out-of-Network: Not covered

SBC
Benefit Summary
EOC

Peak Health HMO HSA Plans

 

Peak Health HMO Bronze HSA Ded 6750/100%

$6,750 Individual /$13,500 Family
0% after deductible
0% after deductible
$6,750 Individual /$13,500 Family
After Deductible
Tier 1: 0%
Tier 2: 0%
Tier 3: 0%
Tier 4: 0%
SBC
Benefit Summary
EOC

Peak Health HMO Silver HSA Ded 5500 RX 90

$5,500 Individual /$11,000 Family
0% after deductible
0% after deductible
$6,200 Individual/$12,400 Family
After Deductible
Tier 1: 10%
Tier 2: 10%
Tier 3: 10%
Tier 4: 10%
SBC
Benefit Summary
EOC

Peak Health Choice EPO HSA Plans

 

Peak Health EPO Bronze HSA Ded 6300 RX 90

Tier 1: $6,300 Individual /$12,600 Family
Tier 2: $6,350 Individual/$12,700 Family
Tier 1/ Tier 2: 
PCP: 0% after deductible
Specialist: 0% after deductible
MH: 0% after deductible
Tier 1/Tier 2: 0% after deductible
Tier 1/Tier 2: $6,750 Individual/$13,500 Family
After Deductible
Tier 1: 10%
Tier 2: 10%
Tier 3: 10%
Tier 4: 10%
SBC
Benefit Summary
EOC

Peak Health EPO Silver HSA Ded 5000 RX 90

Tier 1: $5,000 Individual /$10,000 Family
Tier 2: $5,500 Individual/$11,000 Family
Tier 1/ Tier 2: 
PCP: 0% after deductible
Specialist: 0% after deductible
MH: 0% after deductible
Tier 1/Tier 2: 0% after deductible
Tier 1/Tier 2: $6,200 Individual/$12,400 Family
After Deductible
Tier 1: 10%
Tier 2: 10%
Tier 3: 10%
Tier 4: 10%
SBC
Benefit Summary
EOC

Rocky Mountain Canyon HMO HSA Plans

Rocky Mountain Canyon HMO Bronze HSA 6300 RX 90

$6,300 Individual/$12,600 Family

Tier 1/Tier 2: 
PCP: 0% coinsurance after deductible
Specialist: 0% coinsurance after deductible
MH: 0% coinsurance after deductible

 Tier 1/Tier 2: 
0% coinsurance after deductible

Tier 1/ Tier 2: $6,750 Individual/$13,500 Family

After Tier 1 Deductible:
Tier 1: 10% 
Tier 2: 10% 
Tier 3: 10% 
Tier 4: 10%

SBC
Benefit Summary
EOC

Rocky Mountain Canyon HMO Silver HSA 4500 RX 90

Tier 1: $4,500 Individual/$9,000 Family
Tier 2: $6,000 Individual/$12,000 Family

Tier 1/Tier 2: 
PCP: 0% coinsurance after deductible
Specialist: 0% coinsurance after deductible
MH: 0% coinsurance after deductible

Tier 1/Tier 2: 
0% coinsurance after deductible

Tier 1/Tier 2: $6,500 Individual/$13,000 Family

After Tier 1 Deductible:
Tier 1: 10% 
Tier 2: 10% 
Tier 3: 10% 
Tier 4: 10%

SBC
Benefit Summary
EOC

Rocky Mountain Range HMO HSA Plans

Range HMO Bronze HSA 6550/100

$6,550/$13,100

0% coinsurance after deductible

0% coinsurance after deductible

$6,550/$13,100

After Medical Deductible:
Tier 1: 0%
Tier 2: 0%
Tier 3: 0%
Tier 4: 0%

SBC
Benefit Summary
EOC

Range HMO Silver HSA 4000 RX90

$4,000 Individual/$8,000 Family

0% coinsurance after deductible

0% coinsurance after deductible

$4,500 Individual/$9,000 Family

After Deductible 
Tier 1: 10% 
Tier 2: 10% 
Tier 3: 10% 
Tier 4: 10%

SBC
Benefit Summary
EOC

Range HMO Gold HSA 2800/100

$2,800 Individual/$5,600 Family

0% coinsurance after deductible

0% coinsurance after deductible

$2,800 Individual/$5,600 Family

After Deductible 
Tier 1: 0% 
Tier 2: 0% 
Tier 3: 0% 
Tier 4: 0%

SBC
Benefit Summary
EOC

Rocky Mountain Summit HMO HSA Plans

Summit HMO Bronze HSA 6550/100

$6,550 Individual/$13,100 Family

0% coinsurance after deductible

0% coinsurance after deductible

$6,550 Individual/$13,100 Family

After Deductible 
Tier 1: 0% 
Tier 2: 0% 
Tier 3: 0% 
Tier 4: 0%

SBC
Benefit Summary
EOC

Summit HMO Silver HSA 4000 RX90

$4,000 Individual/$8,000 Family

100% covered after deductible

100% covered after deductible

$4,500 Individual/$9,000 Family

After Deductible 
Tier 1: 10% 
Tier 2: 10% 
Tier 3: 10% 
Tier 4: 10%

SBC
Benefit Summary
EOC

Summit HMO Gold HSA 2800/100

$2,800 Individual/$5,600 Family

100% covered after deductible

100% covered after deductible

$2,800 Individual/$5,600 Family

After Deductible: 
Tier 1: 0%
Tier 2: 0%
Tier 3: 0%
Tier 4: 0%

SBC
Benefit Summary
EOC
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