Finding a health insurance plan that fits your needs is so important. Dual special needs plans, also called dual eligible plans, dual plans, or D-SNPs, are a type of Medicare Advantage plan. D-SNPs are meant for people who have both Medicare and Medicaid. Here’s how you can decide if a D-SNP is right for you.
Dual special needs plans are a type of Medicare Advantage special needs plans (SNPs). There are different types of special needs plans:
There are advantages to dual special needs plans. D-SNPs combine your Medicare and Medicaid benefits in one simple plan. Dual plans typically offer many extra benefits and features beyond Original Medicare or Medicaid-covered services, and they often include help to coordinate care and benefits. Many plans offer additional benefits at no extra cost that are designed to support overall health and well-being. Features of D-SNPs typically include:
You must meet certain requirements to enroll in a D-SNP. You are eligible in Colorado if you answer “yes” to these questions:
When finding a plan, it’s important to consider:
You can enroll in a D-SNP through private health insurance companies that offer these types of plans, like RMHP. RMHP offers a dual plan called RMHP DualCare Plus, and we make it easy to enroll online.
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.