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HMO Plans

RMHP's HMO Plans are a good choice for today's health care coverage needs. The plans combine the best features of traditional HMOs, such as fixed dollar copayment for doctor visits, with less traditional features, such as direct access to participating providers, premium-saving deductibles and coinsurance for major services.

The following grid provides a quick, at-a-glance summary of all our HMO Plans. Please click on the Summary of Benefits and Plan Description Form links for detailed information about each plan.

Click here for a Printable Comparison of the HMO Plans below.

Plan Name
Deductible
Individual/Family
Office Copay
PCP/Specialist
Inpatient Hospital Stay
(after deductible)
Out of Pocket Maximum
Individual/Family

Prescription Drug Coverage

at Subscriber Level

Accident Benefit

Covers first $500 of treatment per accident before deductible and coinsurance apply

No deductible

$25/$50

You pay:
- 50% of the first $1000 of eligible expenses per person per calendar year

- 20% of the next $4000

- 0% thereafter

$1,300/$2,600

$15/$40/$55 Select

or

$10 Generic Select

Not available

No deductible

$35/$50

20% after $250 copay

$2,500/$5,000

$15/$40/$55 Select

or

$10 Generic Select

Not available

No deductible

$45/$60

30% coinsurance
$4,000/$8,000

$15/$50/$65 Select

or

$10 Generic Select

Not available

No deductible

$40/$55

25% coinsurance

$2,500/$5,000

$15/$50/$65 Select

or

$10 Generic Select

Not available

$500/$1,000

$35/$50

20% coinsurance

$3,000/$6,000

$15/$50/$65 Select

or

$10 Generic Select

Available

$750/$1,500

$40/$55

25% coinsurance

$3,500/$7,000

$15/$50/$65 Select

or

$10 Generic Select

Available

$1,000/$2,000

$45/$60

30% coinsurance

$3,500/$7,000

$15/$50/$65 Select

or $10 Generic Select

Available
$1,500/$3,000
$45/$65
25% coinsurance
$3,500/$7,000

$15/$60/$75 Select

or

$15 Generic Select

Available
$2,000/$4,000
$45/$65
30% coinsurance
$4,000/$8,000

$15/$60/$75 Select

or

$15 Generic Select

Available

 HMO 3000/70

pdf Summary of Benefits

pdf Plan Description Form

pdf Brand Rx Summary

pdf Generic Rx Summary

 $3,000/$6,000  $35/$50  30% coinsurance  $5,000/$10,000  

$15/$60/$75 Select

or

$15 Generic Select

 Not Available

 HMO 4000/70

pdf Summary of Benefits

pdf Plan Description Form

pdf Brand Rx Summary

pdf Generic Rx Summary

 $4,000/$8,000  $35/$50  30% coinsurance  $5,000/$10,000  

$15/$60/$75 Select

or

$15 Generic Select

 Not Available

 
 
Rocky Mountain Health Plans