RMHP Front Range Medicare Thrifty Plans

Rocky Mountain Thrifty Plan (Cost)* – $45.00/month

You must continue to pay your Medicare Part B premium.
* Medical-only plan does not include the Medicare Part D prescription drug plan benefit.  RMHP Medical Only Cost plans are open for enrollment at any time.

Benefits Include:

This information is not a complete description of benefits. Contact the plan for more information. For more information contact RMHP or refer to the Front Range RMHP Medicare Cost Plan Highlights Grid for a comparison listing of RMHP Medicare plan benefits for all plans in the Front Range area and comprehensive information on all covered services and costs. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year.

Medicare Covered Benefit

Rocky Mountain Medicare
Thrifty Plan  (Cost)
You Pay

Monthly Plan Premium
Medical Only  


Medical DeductibleApplies to: Inpatient Hospital stays. Outpatient surgery, Durable Medical Equipment, Radiation Therapy and Occupational, Speech, Language and Physical Therapy
$450 per calendar year (annual deductible). 
Medical Out-of-pocket Maximum Medical Out of Pocket Maximum (OOP): The maximum amount a Member pays per plan year for in-network Medicare covered medical services. Typically includes deductible(s) and plan cost-sharing. Medicare-covered services do not include care received out of the country, routine vision or hearing exams, annual physical, hospice consultation or plan premiums.
$6,700 per calendar year. Amounts you pay for RMHP deductibles, copayments and coinsurance for Medicare-covered services count toward the maximum out-of-pocket amount. As an alternative to the Yearly "Wellness" visit, RMHP also covers a routine physical exam once every calendar year.
Inpatient Hospital Copayment per Admission

$250 copay per day up to 7 days

Primary Care Physician Office Visit Copayment

$20 per visit

Specialist Care Physician Office Visit Copayment

$50 per visit

Annual Routine Physical


As an alternative to the Yearly "Wellness" visit, RMHP also covers a routine physical exam once every calendar year.

Preventive Screenings and Lab Services


Outpatient Surgery

$400 per visit

Emergency Room

$70 per visit

Urgent Care

$50 per visit 

Diagnostics Tests
MRI/PET Scan/Nuclear Medicine: $200
X-ray: $20

Skilled Nursing Facility

$0, days 1-20
$164.50, days 21-100


$250 per trip

Durable Medical Equipment

20% coinsurance

Part D

For optional Part D details, click here

People with limited incomes may qualify for Extra Help to pay for their prescription drug costs. If you qualify, Medicare could pay for up to seventy-five (75) percent or more of your drug costs, including monthly prescription drug premiums, annual deductibles, and co-insurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it. For more information about this Extra Help call:

  • 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week;
  • The Social Security office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday, TTY should call 1-800-325-0778; or
  • Your State Medicaid Office.


This information is available for free in other languages. Please call our Customer Service number at 888-282-1420 (TTY dial 711). Hours are 8am - 8pm, 7 days/week, Oct. 1–Feb.14, and 8am - 8pm, M-F, Feb.15–Sept.30. Esta información está disponible gratuitamente en otros idiomas. Por favor llame a la línea de Atención a Clientes, al 888-282-1420 (TTY marque 711). Horario  de 8am - 8pm, 7 días a la semana, del 1 de octubre al 14 de febrero; y de 8am - 8pm, de lunes a viernes, del 15 de febrero al 30 de septiembre.

This page was last updated: 10/01/2016.  Please call to confirm you have the most up to date information about our Medicare Cost plans. Medicare Disclaimers

RMHP is a Medicare-approved Cost plan. Enrollment in RMHP depends on contract renewal. H0602_MS_MC500WEB_RMHP1 Pending CMS Review.