HSA-Eligible Plans Large Business Groups

Health Savings Accounts (HSA) are tax-exempt accounts created for the purpose of paying for qualified medical expenses.

The health savings plans feature offered by RMHP offer either a PPO or HMO plan design. In addition, our Rocky Mountain Good Health Savings Plans are High Deductible Health Plans (HDHPs) and come as IRS-qualified.

Allowing your employees to contribute and set up to a tax advantaged HSA through the HDHP option can help them to pay for qualified medical expenses.  Some of the benefits of the Colorado HSA health plans for large business groups include:

  • Contributions to your employees’ HSA accounts are tax deductible
  • All interest earned on a Rocky Mountain Good Health Savings Plan is entirely tax-free
  • All withdrawals from the HSA and put to use to cover qualified medical expenses is tax-free

Rocky Mountain Health Plans has partnered with Bancorp Bank to offer HSAs to our members who are currently enrolled in a Rocky Mountain High Deductible Health Plan.

Information on Health Savings Accounts


Good Health Savings Plan Comparison for Large Business Groups

To review specific deductible information for each Colorado Good Health Savings Plan we offer, review our HSA-Eligible Plan Comparison Grid.

HMO HSA Plans

Plan Name

Deductible Individual / Family

Office Copay PCP / Specialist

Inpatient Hospital Stay (after deductible)

Out of Pocket Maximum Individual / Family

HMO HSA 2650/100

Summary of Benefits
SBC

$2,650 / $5,000

100% covered after deductible
(preventive care is not subject to deductible)

100% covered after deductible

$2,650 / $5,000

HMO HSA 3250/100

Summary of Benefits
SBC

$3,250 / $7,000
100% covered after deductible
(preventive care is not subject to deductible)

100% covered after deductible

$3,250 / $7,000

HMO HSA 5000/100

Summary of Benefits
SBC
$5,000 / $10,000

100% covered after deductible
(preventive care is not subject to deductible)

100% covered after deductible

$5,000 / $10,000

View a Printable Comparison of the Plans

PPO HSA Plans

Plan Name

Deductible Individual / Family

Office Copay/Specialist
(after deductible)

Inpatient Hospital Stay (after deductible)

Out of Pocket Maximum Individual / Family

  In Network Out of Network In Network Out of Network In Network Out of Network In Network Out of Network

PPO HSA 2650/100

 Summary of Benefits
SBC

$2,650/ $5,000

$2,650/ $5,000

100% covered after deductible (preventive care is not subject to deductible)

50% co-insurance  

100% covered after deductible 

50% co-insurance 

$2,650/ $5,000

$5,000/ $10,000

PPO HSA 3250/100

 Summary of Benefits
SBC

$3,250/ $7,000
$3,250/ $7,000

100% covered after deductible (preventive care is not subject to deductible)

50% co-insurance

100% covered after deductible

50% co-insurance 

$3,250/ $7,000

$6,000/ $12,000

PPO HSA 5000/100

 
Summary of Benefits
SBC

$5,000/ $10,000

$5,000/ $10,000

100% covered after deductible (preventive care is not subject to deductible)

50% co-insurance

100% covered after deductible

50% co-insurance

$5,000/ $10,000

$8,000/ $16,000

View a Printable Comparison of the Plans


For more detailed information, please contact RMHP or your insurance broker today.