Employer Group Health Plan Designs

At RMHP, we have a wide variety of benefit plans for you to consider for your clients. They are grouped into easy-to-understand "families".

• HMO Plans
• PPO Plans
• HSA-Eligible Plans
• Multiple Plan Offerings for Employer Groups
• Basic & Standard Plans

View our Employer Group Health Plan Options Brochure here

HMO PLANS

Employer Group Health Plan Designs

RMHP's HMO Plans combine the best features of traditional HMOs, such as fixed dollar copayments for doctor visits, with less traditional features, such as direct access to participating providers, premium-saving deductibles and coinsurance for major services.

All RMHP employer group health plan designs include the employee-choice option for prescription drug coverage. This benefit allows employers to offer one plan and give employees the choice to select generic-only or brand-name drug coverage, which ever meets their personal needs and budget.

Access additional information on prescription drug coverage.

View a comparison chart of our HMO Plans.

Generate a quote for your small employer client.

Review enrollment tools and forms.


PPO PLANS

RMHP PPO plans provide first dollar coverage for preventive care and fixed dollar copayments for doctor visits and certain diagnostic tests, all allowable before meeting the annual deductible. PPO plans are available with a variety of deductible levels to fit the employer's needs. RMHP has an extensive PPO provider network within Colorado that also includes national in-network coverage through Private Healthcare Systems/MultiPlan nationwide provider networks.

All RMHP employer group health plan designs include the employee-choice option for prescription drug coverage. This benefit allows employers to offer one plan and give employees the choice to select generic-only or brand-name drug coverage, which ever meets their personal needs and budget.

Access additional information on prescription drug coverage.

View a comparison chart of our PPO Plans.

Generate a quote for your small employer client.

Review enrollment tools and forms.


GOOD HEALTH SAVINGS PLANS

Rocky Mountain Good Health Savings Plans are High Deductible Health Plans (HDHPs) that meet the criteria necessary for employees to open a Health Savings Account (HSA).

Employer Group HSA-Eligible Plans

HSA-eligible plan designs are available for both small and large employer groups with a variety of deductible options.

RMHP has partnered with The Bancorp Bank to offer Health Savings Accounts (HSAs) to our Members enrolled in a Rocky Mountain High Deductible Health Plan. Your clients can use any banking institution of their choice to open and contribute to Health Savings Accounts.

Learn more about HSA Colorado Savings Accounts.

Access calculator tools designed to help your clients create strategies for maximizing HSA savings.

View a comparison grid of our Good Health Savings Plans.

Generate a quote for your small employer client.

Review enrollment tools and forms.


MULTI-PLAN OPTIONS

Employers with 5 or more enrolled employees can choose to offer more than one health plan to their employees.

Dual Option - includes a choice of any two plan combinations from the PPO, HMO, and HDHP plan offerings.

Triple Option - includes any three plans available, but must include at least one HDHP.

For more information about the plan designs, see HMO Plans, PPO Plans, and HSA Eligible Plans.

Review additional information on Multi-Plan Options.

Generate a quote for your small employer client.

BASIC & STANDARD PLANS

State of Colorado-mandated benefit designs are offered to all small employer groups.

Basic HMO Plan

Basic PPO Plan

Standard HMO Plan

Standard PPO Plan

Standard PPO Plan with Alcohol/Substance Abuse Rider

Standard PPO - Alcohol Rehab Coverage Summary

Standard PPO - Alcohol Rehab Acceptance Form

Generate a quote for your small employer client.